How to Get BTech Admission admission with Bihar Student Credit CAnywhere in India Using Bihar Student Credit Card Scheme (BSCCS)

Are you dreaming of becoming an engineer but worried about the college fees? What if I told you that pursuing B.Tech in India is made stress-free with Bihar Student Credit Card Scheme! 

Yes, you heard it right. Bihar student credit cards scheme allows students to apply for btech courses with a low-cost financing opportunity. This scheme helps the student to apply for btech courses and get their entire fee structure financed up to 4,00,000 by the Bihar government.  

Let's learn about this in a more detailed way. 

What is BSCCS & How is it helpful for BTech Aspirants?

Bihar Student Credit Card Scheme is launched under Mukhyamantri Nishchay Yojana, which is a financial assistance program for students who want to pursue a higher education after class 12, but due to financial constraints, they could not afford it.  

The scheme funds up to ₹4,00,000 of educational loan with minimal interest and a zero collateral process. The designed scheme ensures that students who will study higher are easily able to complete their studies, and after completing it, they are given one year of extended redemption period to find a job and pay it.  

So, if you are a B.Tech student and looking to pursue B.Tech from any of the institutes or colleges in India, then you can easily be eligible for the scheme, but you need to check the eligibility criteria for it, which will be discussed in the next section. 

Eligibility for Engineering Loan BSCCS (2025)

Here is the checklist you need to go through to find out BSCC eligibility for engineering:

BTech Branches Covered Under the Scheme

You can choose any of the BTech courses that you want to pursue; the scheme does not restrict you from opting for the courses. Here at the list of courses in B.Tech that you can choose under the scheme. 

• B.Tech in Computer Science
• B.Tech in Civil Engineering
• B.Tech in Mechanical Engineering
• B.Tech in Electrical & Electronics
• B.Tech in IT / Software Engineering
• B.Tech in Electronics and Communication
• BTech in Artificial Intelligence, Robotics, etc.

What Expenses are Covered?

The BSCCS grants up to ₹4,00,000 loan. These can be used to cover the expenses such as: 

Tuition Fees -

This is the primary component of the scheme. Your semester or annual tuition fees charged by the college are covered under the scheme if they stay within 4 lakh rupees. This is applicable to all engineering colleges across India. 

Registration / Admission Charges -

There are many colleges for require a time admission fee at the time. Considering this as an educational expense, it is covered under the scheme If It stays under the slab. 

Library / Lab Fees -

Colleges do charge an extra fee for library and lab fees, which are special required in technical courses and hence these are also covered under the scheme if it is properly mentioned under the fee structure of the college. 

Examination Fees -

The scheme also covers the examination fee part if it is clearly brief under your fee structure and also includes under your 4,00,000 slab. 

Hostel Charges (if applicable) -

The scheme also considers your hostel expenses if it is operated or affiliated directly with your college. The charges must be mentioned in your fee structure and stay within the limit of the loan.  

Note: Private PGs, rented flats, or accommodations outside the college are not covered.

However, once you have taken admission, you are eligible for a loan. And, after all process, the loan amount is directly paid to the college account to avoid mediators' hustle. 

How to apply for B.Tech with the Bihar Student Credit Card Scheme

1. Qualify through JEE Mains, state-level exams, or direct admission (if allowed by college rules
2. Apply to your desired college in any state and get provisional or confirmed admission.
3. Once confirmed with the admission process. Visit site - https://www.7nishchay-yuvaupmission.bihar.gov.in
4. Click on “New Applicant Registration” and fill in your Aadhaar, mobile, and email details. 
5. The next step is to log in using OTP → Select your Student Credit Card Scheme → Enter details of your BTech admission → Upload documents. 
6. Submit your form and keep a note of your Application ID. 
7. Visit your district's DRCC office with all original documents and clear your counselling & verification process. 
8. Once verified, the loan is approved and disbursed to the college, and you will be informed via SMS/email.

Required Documents for BTech via BSCCS

• Class 10th & 12th Marksheet
• Aadhaar Card
• PAN Card (if available)
• BTech Admission Letter / Allotment Letter
• College Fee Structure
• Residence Certificate (Proof of Bihar domicile)
• Passport-size Photograph
• Bank Account Passbook (preferably in the student’s name)

Use TheAdmission.org for Guidance

At TheAdmission.org, we offer:

• Personalised help in finding AICTE-approved colleges
• Support in applying for BSCCS
  
• Free counselling sessions and document assistance
  
• Application tracking & error correction support

Conclusion

The Bihar Student Credit Card Scheme is an incredible opportunity for BTech aspirants to study in top colleges across India. So, if you are a Bihar student and want to pursue B.Tech, you can make it via BSSCS or Theadmission.org.